11 Creative Ways to Source More Money for a Happy, if Hectic, Holiday Season

With the holiday season barreling toward us, it’s easy to be trapped in the land of not enough. Instead, make clever choices that help you source the money for happy holidays.

Not enough money. Not enough resources. Not enough clients. Not enough… well, you get the picture. Sadly, what we focus on, grows, and so the not enough-ness becomes magnified, especially during the hectic holiday season.

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Even the Nutcracker might grind his teeth when he figures out Clara is worried about the number of nuts in her bank box. It’s like everything in the imaginary land of fear and money: we paste on a smile even as we cringe. The thought of travel expenses, gift-giving, and specialty menus threaten to destroy our budgets and fragile sense of self-worth.

Forget pictures of sugarplums dancing in our heads. Like misfit toys, we’re focused on worry. Not to say the problems with the economy are imaginary. Like all things government, the recent election has far-reaching implications on the mindset of everyone who spends and earns.

Comfort and joy? Bah, humbug. It’s as obvious as the midnight clear that present uncertainties suggest the wisdom of hoarding resources. Lack is on lots of minds. In actuality, hoarding money or dwelling on what one does not have makes it well nigh impossible to feel one iota of gratitude – or to create more of what you need.

If you don’t believe me, ask the Grinch. He’ll be around in a week or two for his annual visit.

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Hope Is Headed Your Way

Really, it’s time to call in a higher level of consciousness around our holiday experience, and around money. I’m calling in hope.

Hope is needed to save the holiday season.  Together, you and I are going to change our thinking about the way we can source abundantly throughout the holiday season. No lumps of coal in our stockings. In a non-literal sense, we’re holding space for silver and gold and presents under every single tree.

So please accept this holiday present from me to you, offered in love and trust and from a place of delight that’s merry and bright. You’ll be surprised how many monetary resources you actually have lying around. I know I am, every time I try this tactic to create that teeny bit of extra cash for special treats.

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Here is my faithful list of 11 tried and true ways to immediately create more money and positive energy all around during the holiday season (none of which require credit cards):

  1. Collect all the change from around your house. Then, take it to the bank and turn it into cash so you can carry it in your wallet and immediately feel richer.
  2. Take an inventory of all your unused gift cards. Those go in your wallet, too, along with my urging to go out and use them immediately to do something nice for yourself or someone you love.
  3. Take a look at your subscriptions and memberships. Is there anything there you can let go? Honestly, I find all those perfect women pictured in magazines with their perfect kids and immaculate homes a bit depressing, anyway.
  4. Close out unused accounts, and consolidate the money into one place. Often, bank or credit union accounts require a minimum balance, so those little chunks of money could add up.
  5. Collect outstanding loans from family and friends. This tactic feels a bit weird, but when you’ve addressed the matter, you’ll find you feel much better about breaking bread across from them at Grandma’s house.
  6. Sell things you no matter want or need. Craigslist, ebay, the classifieds, or an interested friend may help you clear space and source the resources you desire.
  7. Clip coupons for everything from gifts to groceries. If you don’t know this already, your favorite retailers often send great coupon deals in their email communications. It’s not unusual to get 50 percent off the already marked 50% off rack. So that $100 gift just magically became… $25.
  8. Cut out unnecessary expenditures. I confess, I’ve got a serious coffee habit. On busy days when I’m networking or meeting colleagues for work sessions, I can spend $30 easily on caffeinated beverages – and repeat the spending patter regularly. If I were my client, I’d suggest making this an exception, not a rule. So I’m cutting back on the café au lait, making a good pot of coffee at home, and socking those dollars into my bank account.
  9. Use buy now, pay later options. These types of options, popularized by PayPal, allow you to defer payment on gift items for up to 90 days. This tactic works great if you budget appropriately and pay on time.
  10. Take out a small signature loan. If you pay a small loan back over time, you can actually build your credit and get yourself out of a tight spot. A caution: don’t try this one if you’re out of work, or if your expenses always exceed your income.
  11. Don’t barter. Ask people to pay in cash so that you can source what you need from your own expenditures of energy.

May you enjoy an abundantly blessed holiday, and may you source more than you need.

Sherri L. McLendon, M.A., is owner-founder and managing director of Professional Moneta International, LLC, a marketing public relations consultancy. She also coaches feminine leaders who cultivate an abundance mindset when marketing their businesses at http://www.professionalmoneta.com.

An earlier version of this updated article appeared in WNC Woman Magazine.

Owning Manifestation, Money Shadows, and Personal Power

Unwritten rule #1 in the conscious business world is to never, ever reveal to clients that cash flow is an issue. However, those of us in business – whatever our vocation or calling – are in business presumably to make money. When cash flow is stymied, so is our ability to create and serve the collective through our business. Our autonomy is compromised, as is our ability to care for those we love. It’s not pretty.

Truly, the situation a lack of cash flow creates isn’t good for anyone. Lack constitutes the shadow side of entrepreneurial ventures, and most of us don’t like to air our shadow side nor our dirty laundry in public. Whether we admit it or not, when we work with clients who repeatedly don’t honor commitments, we invite difficulty. Lack is often caused by boundary issues that each coach or consultant receives coaching around in some form or fashion.

Thankfully, our greatest problems are also our greatest opportunities for unprecedented breakthroughs:action in the face of our greatest fears requires unprecedented courage – and that courage is always rewarded.

This month, I am focusing doubly on manifestation. Not only so I can model what that looks like for my clients, but also because 66% of my client monies for this month remain outstanding. Just let that sink in. That’s a serious boundary issue, and though I’m doing the “right” things to resolve it, the block doesn’t appear to moving. Something has to shift, and it’s got to be me.

Most of us understand that we can’t do more of the same and expect a different outcome.

So this weekend, I worked consciously with The Creative Mode of Manifestation, a set of understandings derived from and clarified by my work with the writings of Rick Jarow. Here’s what that looks like, and I’ll follow with my real life use of these concepts.

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The Power of Articulation

First, I was able to release clients to clean up their own messes while I cleaned up mine. These “messes” on their part include repeated late or missed appointments or reschedules, cash flow issues, avoidance behaviors, or other obstacles where the work we do together isn’t making a dent. On mine, the clean up entailed revisiting client agreements, clarifying the items in my welcome kit, updating contracts, and a check in with my executive assistant to make certain I’m accountable and the decisions I’m making are carried through.

Releasing clients when the money isn’t there seems counter-intuitive, but in reality it opens space for the clients who are ready and able to do move forward in a big way.

After releasing the energetic drain created by long term late payments or the time wasted by dragging out simple processes, I began to focus on attracting new work that would fill the void. Within a couple of hours, I was approached by a talented musician about working with her on publicity for her hip band. How cool is that?

The Power of Allowing

Second, I sent out one corporate proposal and 10 query letters to former clients who love my work. Then I took a step back and waited. Opening to receive instead of pushing to get is a characteristic of the Power of Allowing. I’m giving the offer time to settle, the clients time to percolate. Releasing attachment is key, because I know in my bones that not all things serve all persons at all times. Truly, I wish to be in service to those who are ready to fulfill their commitment to their business in the present, conscious Now. But if they do not need what I offer at this time, I’m okay with that.

The Power of Action

Third, if we take small, aligned actions representing the larger change we’d like to see, it’s easier to manifest that reality. Before deciding on my course of action, a walk in nature changed my perspectives, now informed by the elements around me. When I got home, I crafted those offers and sent them out.

At home, I began clearing clutter in my living spaces, clearing the remnants of the holiday season, and literally making space for the next right thing to appear in my world. Because I am physically moving in the doing of these things, I am changing my personal landscape and bodily energy from stuck to flowing.

When energy is flowing through the body, and through the space, it becomes significantly easier to manifest ideas into form, and form into (cash) flow.

Accountability is an important part of any manifestation process, so I also asked my assistant to take the next steps needed: scheduling discovery sessions, sending out a client letters, and posting new articles and leveraging new  content.

Manifestation is a process which turns ideas into income through the inherent powers of articulation, action, and allowing. Best of all, it’s a creation process that works. In a few days, I’ll let you know how it turns out.

Abundant blessings,

Sherri

Please share below your own experiences with these aspects of personal power and how you access those in your business.

Removing the Limit on Your Actions Imposed by Debt

Debt incapacitates action.

Think about the idea. If there were no debt, there would be no limit on our actions. What could that do for you? What could that do for me?

Yes, I know we have debt. But what if we behaved as though we didn’t? I don’t mean the irresponsible type of behavior which incurs more debt, but clear, responsible direct action which results in the creation of new resources. What could you create if you weren’t worrying about debt? My guess is you could create the resources eliminating your debt.

The same goes for your business. If you weren’t worrying about all the “lack,” you’d have plenty of energy to figure out a new solution to a problem your clients want solved, and are ready to pay for.

Fact is, we believe as a culture if we find ourselves without money, we find ourselves without choices.  But each of us can make the choice to come up with a plan to change our outcomes. We can pay off our debts, but to do that we have to earn.

One of my mentors, Kendall Summerhawk, says that debt is the result of past decisions. In other words, our future decisions do not necessarily have to repeat the same patterns. When we recognize our patterns and make a decision based on our new information, when we take decisive action, we make magic.

Why? Because when we realize our vision by living our soul’s purpose and taking decisive action in the direction of our dreams, we do something transformative. By earning our right livelihood and stepping into our brilliance and uniqueness in a bigger way, we can improve our quality of life.

Ultimately, through our action, we can incapacitate our debt.

Enhancing her original Moneta Marketing signature programs and offers, including Marketing with Moneta Moxie and Sacred Selling, Sherri is currently enrolled in the IAWBC certified coach training program, Money Breakthrough Method,™ where she is learning Secrets to Increase Your Self-worth and Net Worth. ™